I currently work at a startup which we’re financing from our own pockets. So I’m always looking for a way to save some money. And I found a way to save almost 1000 Swiss Francs on my public transport bills this year.

The GA is the train flat-rate as sold by the Swiss train company SBB. There is complicated tariff jungle for how much it costs. This is how I bought the GA so far:

OwnerCategoryPrice
MeAdult GACHF 3100
My wivePartner GACHF 2100
Total-CHF 5200

As my wive is not yet 25 I’ll now be able to reverse it like this:

OwnerCategoryPrice
My wiveJunior GACHF 2250
MePartner GACHF 2100
Total-CHF 4350

Savings: CHF 850.

A few detail information:

  • The Junior GA is for people from 16 to 25
  • The Adult GA is for everybody from 25 to 65
  • The Partner GA can be bought if somebody living in the same household as a proper GA. And the Junior GA does count (contrary to what I had expected)